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United Bank of Union

Second Chance Checking

United Bank of Union's Second Chance Account

Everyone deserves a second chance! UBU offers you an opportunity to get your finances back on track. 

Account details:

  • No minimum balance requirement
  • Free Debit Card with $500 daily limits
  • Free Online Bill Pay when you sign up for E-statements*
  • Discount on Money Orders- only $1
  • $7 monthly service charge
  • No "Protect-A-Check" Overdraft Protection
  • $25 minimum opening deposit is required
  • If account is in good standing for one year from account opening, you may request your account to be a Signature Account.
*Bill Pay will be available after account has been open for 6 months and the account is in good standing. Account is considered in "good-standing" if customers does not exceed 3 overdrafts in the preceding 6 month period. 


Visit a UBU BRanch location to open a second chance Checking Account.
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