United Bank of Union's Teen Difference Checking

UBU’s Teen Difference account allows teens to learn financial responsibility and independence. Parents can oversee accounts to help manage and provide guidance.

Account Details:

  • For teens 13-17 years old*
  • Earns interest
  • ATM & Debit card available**
  • $10 deposit match after 60 days
  • No check writing
  • No Overdraft Protection
  • eStatements required
  • $25 minimum opening deposit is required
  • Up to $18 in foreign ATM fees refunded each statement cycle***

*Account holder must be between the ages of 13-17 and have signature of a person age 18 or older to open account. Account reclassified to College Checking when account holder reaches age 18. 

**Must have signature of a person age 18 or older to obtain a Debit or ATM card. 

***Must have at least one posted deposit per statement cycle and access online banking at least once per statement cycle to receive.



Visit a UBU Branch Location to open a Teen Difference Checking Account.